For beginners, trying to tackle your whole list in one shopping journey is not practical or useful.
" Shop early if you can, and frequently," states Karen Hoxmeier, founder of MyBargainBuddy.com. "Whenever you encounter a great marketing promotion, scoop it up. Trying your shopping a bit at a time is much easier than waiting till the eleventh hour, and it will help prevent overspending." Another reason not to wait is that you can spread your Christmas spending out over a period of a couple months, instead of racking up high bills that have actually to be paid right away after the vacations.